I thought I’d start these financial posts with an overview of where we’re at and where we came from.
My wife and I came into adulthood in the early 2000s when credit was flowing freely. Regularly, we’d get credit card offers with 0% interest and no payments for a year. Getting a home loan only required stating your income and not actually having to prove anything. It was a great time to justify getting yourself way in over your head with debt.